The most important benefit is well-being

When you take care of your employees, they take care of business. Give them Cobraste!

Proven Business Outcomes

Earned Wage Access by Cobraste boosts employee satisfaction, retention, and recruitment. Reduced turnover results in thousands of dollars saved annually per employee - all with no cash flow impact to your business!

Learn more

Employee Loyalty

With Cobraste, job tenure increases by an average of 27%, equating to 40 extra days on the job per year. By providing your employees with financial benefits that make a difference, you can expect increased loyalty and longer-term commitment.

Learn more

No Integration

Cobraste's secure technology is developed to be easy to roll out for your employees and does not require any IT project or integration work. Cobraste works with your existing reports and payroll processes.

Learn more

Industry leading benefits

The workforce has changed and so has the traditional payroll cycle.

Attracting, retaining, and engaging employees is harder than ever. We provide employers with the tools to offer financial benefits employees want resulting in better recruitment, retention and employee satisfaction.

75%

average EE participation
‍

25%

reduced EE turnover
‍

$1,500

ROI annually per EE
‍

Your trusted partner

We promise to be the easiest technology partner you work with and bring a sense of urgency and integrity to every partnership.

Our compliance protects you

We handle all technical, compliance and management requirements without altering existing payroll processes

Markets we serve

Restaurants & Bars

Reduce turnover and absenteeism for smoother restaurant operations and better business outcomes.

Retail & Grocery

Cultivate a more stable, satisfied workforce, directly benefiting store operations and customer service.

Transportation & Security

Foster operational excellence and employee loyalty in a sector where dependability is paramount.
‍

Manufacturing & Industrial

Enhance productivity and worker retention in a sector where precision and reliability are crucial.

Health Care & Human Services

Improve staff stability and patient care where compassion and consistency matter most.

Finance & Insurance

Boost employee satisfaction and service excellence to foster trust and professionalism.

Give the benefit of well-being

Cobraste is shedding light on how Earned Wage Access reduces financial vulnerability

This improvement in financial security encourages employees to show up to work more often and stay with an employer longer. Cobraste significantly lowers the incidence of bank account overdraft fees and payday loan reliance for its users.

This can add up over time to support employees in meeting their financial goals and simplifying their financial decisions. Cobraste gives employees immediate access to their earnings and provides them choice on how they access those earnings